A wide range of real estate investors rely on Peak Finance Company for financing solutions to access opportunities in the residential real estate market and maximize their capital.
Designed for the experienced real estate investor who is purchasing or refinancing investment properties which he or she plans to hold for business purposes.
- We provide access to loans of up to $4 million.
- We allow for more than 10 properties owned.
- The debt coverage ratio is used for qualifying purposes.
- We offer a range of specialty investment loans, including REO Credit Facility and Short Sale Acquisition products.
- We specialize in mortgage solutions for 1 – 4 unit residential investment properties
Serving experienced investors
We provide private loans to individual investors, foreign nationals and resident aliens, and corporate structures.
We qualify this special class of borrower utilizing debt coverage ratio guidelines based upon the cash flows of the property. Borrower income is not stated or verified. We accept applicants with credit scores as low as 620.
A commonsense approach to financing
We take a commonsense approach to underwriting investment properties, using a borrower’s creditworthiness to determine their willingness and ability to repay the loan. Each loan is weighed on its own merits. We work to assist good borrowers with their financing needs while mitigating risk for the company.
Peak Finance Company will only approve loans for which the company has a reasonable belief that the borrower has the ability to repay the subject loan. This reasonable belief is based upon information provided by or independently verified by an independent third party.
This program is designed for experienced real estate investors and qualifies borrowers based on cash-flows solely from the subject property. Borrowers must have a minimum two (2) year history of owning and managing residential real estate. Proof of this investor experience must be documented.